For the first time in my life, I’m just about to break through into the sunshine list. As of writing this (the end of December), it’ll be the 2nd last pay before the end of the year, and I will have breached that mythical 100k salary barrier. And yet, I find the reality of it a bit strange…
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Right now, if you could, would you choose to have $1,000,000 in your bank account that you could access as soon as you retire, to spend as you see fit? Or would you rather have that money in equal payments over the course of 30 year period? Well, being part of a pension doesn’t give you a choice in the matter. Or does it?
I have questions. And the answers I’m looking for aren’t going to be pretty. So come along with me for the ride! We’re going to investigate all the reasons as to why I hate pensions! Because where we’re going, we don’t need roads! We’ll need a shovel. That’s right, a shovel! Because we’re going to do a whole lot of digging, through heaps of shite!
We’re about to go down a rabbit hole of unknown depths… Will we find strange and bizarre things? … Perhaps rabbits.. Maybe chipmunks… Possibly coyotes… Maybe even a hippopotamus or two if we get deep enough… and if we dig too deep… A Balrog even? Do you have any idea what a Balrog is? It’s quite frightening, that’s what!
But at the very least, we’ll hopefully discover truth…
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When that bear came after you, and you saw your investments drop thousands of dollars in a matter of weeks, or even days, what choice did you make? Did you decide to sell before the storm got worse, and try to preserve what you had left? Then maybe you bought back in at some future time when the market had finally recovered? Or did you ride that sucker all the way to the bottom, buying as you go, hanging on for dear life and locking in stocks on sale! Only to grab the reigns, then ride that beast of a bull all the way back up to the top* again, profiting from the gains of cheaply gotten stocks?
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One of the most unthought-of and yet complained about expenses of the modern day is how expensive cable, internet, and phone services have become. The former two being especially guilty of this. It’s not unheard of to pay as much as $200-$300 (or more) for everything combined. Do you want to find out how to decrease your bill by up to 85%? Well, you better get ready and buckle up! Because this is as exciting as it’s going to get!!
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You’re paying a price. And it’s higher than you might think. Much of the cost has been hidden, swept under the metaphorical rug. But it’s still there. It’s always been there….. lurking… watching…waiting… ready to take your hard-earned dollars under the guise of free stuff and good feelings… of bright warm colours and rewards.
How do you fight something that’s deceptively trying to eat your money? By maxing out of course! Speaking of eating… I hope you like cake!
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Everyone loves the PC Optimum Program. It’s fresh, it’s user-friendly, it gives you free stuff. And who doesn’t love Galen Weston? (…except for that whole bread incident thingy…sshhh!…)
The only problem is, all is not what it seems. What if I told you the whole system is designed to make you think that you’re taking advantage of it, when in reality, you’re the one that’s being played! Do you really think those are free groceries you’re getting? Hmmm… Interesting…
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