Everyone loves the PC Optimum Program. It’s fresh, it’s user-friendly, it gives you free stuff. And who doesn’t love Galen Weston? (…except for that whole bread incident thingy…sshhh!…)
The only problem is, all is not what it seems. What if I told you the whole system is designed to make you think that you’re taking advantage of it, when in reality, you’re the one that’s being played! Do you really think those are free groceries you’re getting? Hmmm… Interesting…
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Is COVID-19 getting you down? Do you feel trapped indoors? It’s difficult to go anywhere or do anything because the world has closed down. I know what you’re thinking…
I can feel my muscles shrinking by the hour!!!
Well, that’s what happens when you can’t get to your local gym to get your pump on. But fear not! You’ll never have to worry about deconditioning ever again! Because now is the perfect time to go and build yourself a home gym!!!
Do you currently work in a full time job? Do you feel like your work/life balance is out of whack? Are you considering going back to part time, but worried about the cons of part time work? What if there was another way? What if… you could work part time as a full timer? Crazy idea? It could be…. Let’s find out!
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“Great! Now I know how to make my nest egg last for my early retirement. But what if I don’t care about retiring early or saving up enough to become financially independent? I love my job and want to do it forever! YAY WORK!“
That’s great! You’re either lying to yourself (and me), or you may be one of the very tiny minority that honestly feels this way, and I might be just a little bit jealous.
In my first post, I briefly talked about the concept of FIRE (Financial Independence and Early Retirement). We’re going to further explore the FIRE concept and find out how to make your nest egg last, and why you want to invest it instead of just saving it. The general idea can be summed up as follows:
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For many of us, we don’t question why we do things we do. We just do them and then complain about the consequences of our actions. We tend to be blinded by our own ignorance and, ultimately, we don’t know what we don’t know until we know it. But the change from ignorance to knowledge (enlightenment and awareness) requires an open mind, a bit of luck, and a desire to discover what else might be out there.
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Welcome! A Pocket Full Of Change is a blog about personal finance from a Canadian perspective. At its core are elements of the FIRE (Financial Independence Retire Early) movement and my experiences with it so far. There will be various topics on saving, investing, real estate, some psychology, philosophy, and maybe some life hacks and other fun stuff. My goal to address some issues that have not yet been touched upon in the FIRE world, and to share some new perspectives on existing ideas.
You may be asking yourself, “What is this FIRE movement you’re talking about?” Great question! The idea has been around for a while, but has become more mainstream in the last decade. It is comprised of two ideas that overlap each other.
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